Wednesday, July 30, 2014

World's most beautiful piers

By Tamara Hinson, for CNN
updated 1:17 AM EDT, Mon July 28, 2014
The distinctive whale bone structure of Umhlanga Pier won the South African National Award for Outstanding Civil Engineering Achievement. The distinctive whale bone structure of Umhlanga Pier won the South African National Award for Outstanding Civil Engineering Achievement.
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Umhlanga Pier (South Africa)
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STORY HIGHLIGHTS
  • As UK's Ryde Pier celebrates 200 years and New York's Pier A flirts with a reopening date, we list other great piers around the world
  • At nearly 2 km, Busselton pier is the longest in the southern hemisphere and has a unique underwater observatory
  • Clevedon Pier is the only fully intact, Grade 1 listed pier in the UK
(CNN) -- It's a good summer for piers.
Ryde Pier in the UK just celebrated its 200th birthday, and New York's historic Pier A will reopen any time now (we're told), after decades of neglect and a multi-million dollar revamp.
The structure, first opened in 1886 and now listed on the National Register of Historic Places, closed to the public in 1960 but will soon host a visitor center, an oyster bar and a fine dining restaurant.
If you can't get to these icons of jetty-hood though, there are plenty of other spectacular piers to travel for.
Umhlanga Pier (Durban, South Africa)
This pier isn't just a place to grab a great photo -- it's an extension of an underground culvert that helps disperse excess storm water from the land into the ocean.
The distinctive whale bone structure won the South African National Award for Outstanding Civil Engineering Achievement.
Length: 80 meters.
Opened: 2007.
Contains: Storm water disposal channels.
Cost: Free.
A beautiful sea-themed mosaic adorns the entrance.
A beautiful sea-themed mosaic adorns the entrance.
Rotonda a Mare (Senigallia, Italy)
Rotonda a Mare ("circular pier") had additional purposes during wartime, serving as a military warehouse during World War II.
The pier was built in 1923 but closed in 2005 for renovations. It reopened a year later, with a beautiful sea-themed mosaic by Enzo Cucchi adorning the entrance.
Opened: 1923.
Contains: A concert hall.
Cost: Free.
Clevedon Pier (Somerset, UK)
Late English poet Sir John Betjeman described this pier as "the most beautiful pier in England."
It was built in 1869 as a departure point for paddle steamer excursions, and is the only fully intact, Grade 1 listed pier in the UK.
The supports were constructed using metal taken from Isambard Kingdom Brunel's South Wales railway.
Length: 312 meters.
Opened: 1869.
Contains: Art gallery and gift shop.
Cost: $1.60 for children, $3 for adults.
Kastrup Pier (Kastrup, Denmark)
This unusual pier contains a structure that encircles an outdoor swimming area, allowing visitors to take a dip without the risk of being washed out to sea.
The pier is made from azobe wood, which is resistant to sea water and at night up-lighting emphasizes the beautiful curved wooden walls and illuminates the swimming area -- and the skinny dippers who reportedly frequent it.
Length: 100 meters.
Opened: 2004.
Contains: A swimming area and diving platform.
Cost: Free.
Great place for a sundowner.
Great place for a sundowner.
Huntington Beach Pier (California)
With a length of 560 meters, this beautiful Californian pier is one of the longest on the U.S. west coast.
During World War II it doubled as a submarine lookout post, with machine guns positioned at the end.
If you don't live nearby, you can check out the view from the pier at any Hollister store -- footage recorded by cameras at the end are shown on screens inside.
Length: 560 meters.
Opened: 1914.
Contains: A diner and shops.
Cost: Free.
Los Muertos Pier (Puerto Vallarta, Mexico)
This 328-meter-long pier was designed by architect José de Jesús Torres Vega and opened in 2013 as part of a scheme to regenerate Puerto Vallarta.
Construction costs totaled $2.4 million.
The pier is especially popular with couples; historically, Los Muertos is one of Puerto Vallarta's most romantic areas, despite the name's distinctly unromantic translation: Los Muertos means "the dead."
Length: 328 meters.
Opened: 2013.
Contains: A landing dock and sculpture.
Cost: Free.
Scheveningen Pier (Scheveningen, Holland)
Scheveningen pier stands out because of its unusual construction, which comprises four island-type sections and upper and lower areas.
The structure, the longest pier in the Netherlands, was built in 1959 and purchased by hotel firm Van der Valk Hotels for the symbolic price of one guilder ($0.50) in 2001.
Length: 382 meters.
Opened: 1959.
Contains: Restaurant, casino and a children's funhouse.
Cost: Free.
Brighton\'s only remaining pier (the rest have burned down).
Brighton's only remaining pier (the rest have burned down).
Brighton Pier (Brighton, UK)
Brighton's only remaining pier (the rest have burned down) has had starring roles in "Sweeney Todd: The Demon Barber of Fleet Street," the 1970s British TV series "The Persuaders" and Ralph Fiennes' drama "The End of the Affair."
An unusual fact? If Usain Bolt maintained his 200 meter sprint record for its entire length, it would take him 50.36 seconds to reach the end.
Length: 524 meters.
Opened: 1899.
Contains: A theme park, shopping arcades and amusement arcades.
Visitors per year: 4 million.
Cost: Free.
Busselton Jetty (Busselton, Australia)
This is the longest pier in the Southern Hemisphere.
A railway runs along its length and it's the only pier with an underwater observatory at the end.
Prior to the Commonwealth Games in 2006, the Queen's baton -- the Commonwealth equivalent of the Olympic torch -- was taken to the observatory and carried underwater by a diver.
Length: 1,841 meters.
Opened: 1865.
Contains: An observatory.
Cost: Free.

 http://www.cnn.com/2014/07/28/travel/most-beautiful-piers/?c=&page=0

Submerge into mystic realm of the underwater museum

Ring of children, Grenada

In the shallow waters off the coast of Cancun in Mexico lies an underwater field of figures. Colorful sponges cover their stony faces and layers of vibrant coral grow around their shape.

This is Museo Subacuático de Arte, the world's first underwater museum created by British sculptor Jason deCaires Taylor with the idea to make art and the marine environment interact. He covers his exhibits in cement that attracts coral growth, then submerges them to the ocean floor, letting tropical coral overtake their surface and eventually form a new reef.

In this photo, statues that represent a ring of children have been placed in an area where two currents meet in order to symbolize human adaptability to new surroundings: "Some of the currents provided nutrients to one side of the circle, and the other side didn't get the same amount of nutrition," says Taylor. "so it became about how these children evolved in their surrounding and how we're all united in the circle," he adds.

By Milena Veselinovic, for CNN
http://www.cnn.com/2014/07/29/world/gallery/mystic-realm-underwater-museum/index.html?sr=fb072914underwatermuseum5pGalLink
Monday, July 21, 2014

Los 10 mejores hoteles de México, según Expedia

El sitio especializado en viajes Expedia.com realizó por primera vez su ranking de los mejores hoteles del mundo, el cual está basado en más de 2 millones de comentarios de expertos y visitantes.
Redacción
18.07.2014 Última actualización 03:47 PM
Etiquetas
hoteles
El sitio especializado en viajes Expedia.com lanzó su ranking Insiders Select Expedia  2014, en el que incluye una lista anual de los hoteles mejor criticados por el público de todo el mundo.

La lista está basada en los más de 2 millones de comentarios anuales que recibe el sitio de expertos y visitantes, que toman en cuenta entre otros parámetros, precios, atracciones que ofrece el hotel y servicio al cliente.

Los hoteles que encabezan la lista en el ranking de México este año son: 
1
Fairmont Mayakoba (Playa del Carmen, México)

Fairmont Mayakoba (Playa del Carmen, México)
2
Banyan Tree Mayakoba (Playa del Carmen, México)
  
Banyan Tree Mayakoba (Playa del Carmen, México)
3
Hotel Boutique Casareyna (Puebla, México)
    
Hotel Boutique Casareyna (Puebla, México)
4
Excellence Riviera Cancun (Puerto Morelos, México)
  
Excellence Riviera Cancun (Puerto Morelos, México)
5
The St. Regis Punta Mita Resort (Punta Mita, México)
  
The St. Regis Punta Mita Resort (Punta Mita, México)
6
El Dorado Royale, A Spa Resort by Karisma (Playa del Carmen, México)
   
El Dorado Royale, A Spa Resort by Karisma (Playa del Carmen, México)
7
Cabo Azul Resort (San José Del Cabo, México)
  
Cabo Azul Resort (San José Del Cabo, México)
8
The Beloved Hotel Playa Mujeres (Playa Mujeres, México)
   
The Beloved Hotel Playa Mujeres (Playa Mujeres, México)
9
RIU Palace Mexico (Playa del Carmen, México)
   
RIU Palace Mexico (Playa del Carmen, México)
10
Capella Pedregal (Cabo San Lucas, México)
   
Capella Pedregal (Cabo San Lucas, México) 
http://www.elfinanciero.com.mx/empresas/los-10-mejores-hoteles-de-mexico.html

Puerto Vallarta vs Playa del Carmen – Battle Of The Best

Grand-Park-Royal-Cancun-25
When it comes to Mexico there is no shortage of great beach destinations, including Tripadvisor’s top picks for 2014; Playa del Carmen and Puerto Vallarta. Both of these hotspots offer great beaches, warm weather and delicious food, so how do you decide which one is for you?
We recently spent three months in each town, giving us plenty of time to compare and consider the things we loved about each one. We found that although they do have a lot of similar qualities they have enough differences to make each place unique.
For example they both have beautiful beaches, but one is on the calm turquoise waters of the Caribbean while the other is on the surfer favorite Pacific. Both offer delicious Mexican cuisine but there are small differences in the style of the street food, restaurants and markets. They are both well-developed resort towns offering lots of night life and activities, but they do vary culturally and historically. Put all of these subtleties together along with your own personal preferences and priorities and it should be easier to choose between the two.
We have already created a “Best Of Puerto Vallarta” list so we thought we would go one step further and have our own “Best Of” battle between these two favorites based on our personal experiences and opinions . Feel free to challenge us or add your own “Best” to the list!
Best Scenic Beaches
Playa Del Carmen

Probably no surprise or argument here since Playa is on the Caribbean sea. It’s pretty tough to beat the turquoise water and powder soft white sand. Xpu-Ha is one of our favorites.

Xpu-Ha-7 
Fun at blissful Xpu-Ha
 
Best Selection of Restaurants
Tie

It’s really impossible to choose between Playa Del Carmen and Puerto Vallarta for restaurant selection as they both offer a  wonderful array of varied restaurants from taco stands to world class cuisine. However as you’ll read further on there are  some differences in other restaurant related categories.

Best for Character & Charm
Puerto Vallarta

Definitely Puerto Vallarta hands down for its charming old town with cobblestone streets and quaint buildings. Playa del  Carmen didn’t stand much of a chance in this category as it is more of a planned tourist destination with very little old  world character.

 Lady-Of-Guadelupe
Our Lady Of Guadalupe, Puerto Vallarta
 
Best Street Food
Puerto Vallarta

Although Playa Del Carmen has its share of taco stands we found that Puerto Vallarta offers a lot more options for  consistently good street food.

 Street-Taco
Street tacos

Best Nightlife
Playa Del Carmen

In some ways we preferred Puerto Vallarta for its more laid back nightlife along the Malecon and Old Town, however if  high energy and dancing all night is what you’re looking for then Playa is your place. With its blocks of nightclubs and bars  around 5th Avenue plus the Vegas style Coco Bongo it’s really hard to beat.

Best Public Transportation
Puerto Vallarta

Puerto Vallarta has a fabulous bus system which will take you all over the city and beyond for one low price whereas Playa’s buses are much more limited and mainly just run up and down 30th Avenue

Best Watersports
Tie

Our first thought was Playa del Carmen in this category due to the superior snorkeling and scuba diving however the scales are more balanced when you account for the surfing waves of the Pacific. We personally spent more hours on the water in Puerto Vallarta due to the fact that you can generally negotiate the price of a boat ride more than in Playa but overall they have pretty much the same options. Parasailing, jet skis, paddle boards, fishing…you name it they both have it. You can watch a video of one of our days out on the water in Puerto Vallarta.
 
 
 Playing-tourist-in-PV-29
Fishing trip in Puerto Vallarta

Best Selection of Accommodations
Playa Del Carmen

Playa Del Carmen and the surrounding area definitely have more in the way of luxury and all-inclusive resorts whereas Puerto Vallarta offers more in the way of condos and smaller hotels. In looking at the overall picture though we would say that Playa del Carmen wins for having more variety.
 Grand-Park-Royal-Cancun-13
Grand Park Royal
 
Best For Friendliness
Puerto Vallarta

It’s not that Playa del Carmen is particularly unfriendly but we did find Puerto Vallarta to be a bit more open and welcoming. We attribute this mainly to the fact that Puerto Vallarta is slightly less touristy than Playa and that there are many people (especially snowbirds) that return to Puerto Vallarta year after year often for months at a time. This tends to create more of a community feel as visitors and proprietors have time to develop relationships.

Best Bang For Your Buck (Food, Drink & Activities)
Puerto Vallarta
With the development explosion in Playa Del Carmen comes an increase in prices. Although some prices are pretty comparable between the two towns, overall we have to say that you have a much better chance of staying within your budget in Puerto Vallarta. We were able to scout out far more options for mid and low-priced food and drink in Puerto Vallarta including our favorite $1 Margaritas beach side at the Sea Monkey! Here are some ways we saved money in Puerto Vallarta.

Margs-at-sunset-at-the-Sea-Monkey-1
$1 Margs at Sea Monkey

Best Vendor Free Beaches
Playa Del Carmen

There is a law in Playa Del Carmen that does not allow for beach vendors. This means that unlike in Puerto Vallarta you won’t have to be repeating the phrase ‘No, gracias.’ every 10 minutes to sellers of everything from sarongs to sunglasses and donuts to drugs. The downside is that you actually have to get off your butt to hunt down that coco frio or henna tattoo.
Xpu-Ha-10
Beautiful Caribbean beach

Best Town For Romance
Puerto Vallarta

Surprisingly (even to ourselves) we had to go with Puerto Vallarta on this one. Despite the beautiful Caribbean beaches in Playa Del Carmen there are just so many more romantic, candlelit, beach side restaurants where you can watch the sunset in Puerto Vallarta like La Palapa which we experienced here. Plus you have the bonus of strolling along the quiet cobblestone streets of old town after dinner as opposed to the rowdy 5th Ave of Playa.

*Note that this is based on the town itself, not accounting for the exotic and romantic resorts along the Riviera Maya

Best For A Family Vacation
Playa Del Carmen

This again could be a tie as the beaches of Puerto Vallarta are generally more kid friendly but Playa Del Carmen wins out because of all of the amazing theme parks such as Xel-Ha and X-Plore

 Xel-Ha-9
Xel-Ha

Best For A Destination Wedding
Playa Del Carmen

The combination of the captivating Caribbean backdrop and the abundance of lavish beach side resorts make Playa Del Carmen a clear choice for a destination wedding.

Best For Living
Puerto Vallarta

Having spent almost three months in each place we can say without a doubt that for us Puerto Vallarta is the better option if we were to stay long term again. Puerto Vallarta is just more livable, feels less touristy and is overall less expensive than Playa Del Carmen. We also found it much easier to develop friendships and get involved in the community. You can read about our experience in finding a temporary home in Puerto Vallarta here and in Playa del Carmen here.

 Poolside-workout-2
Yoga by the pool at our home in Puerto Vallarta

Best For Cultural Events
Puerto Vallarta

Probably due to the reasons above we found Puerto Vallarta to offer more in the way of cultural and community events. They have community centers, live theater and plenty of art galleries. One of our favorite things to do in Puerto Vallarta was the Southside Shuffle which you can read more about here.

Best For Shopping
Tie

This is a very subjective choice as it depends on what you’re looking for. Playa del Carmen has more in the way of designer label and high end boutiques but Puerto Vallarta has better every day shopping. As you would expect they are pretty comparable when it comes to souvenirs and local crafts so ultimately we gave it a tie.

Best For Excursions & Day Trips
Playa del Carmen

Although Playa del Carmen is a base for some fantastic day trips such as Bucerias, Sayulita and Yelapa, to name just a few, Playa del Carmen wins this one as it boasts the ruins of Tulum and Chichen Itza, the numerous Xcaret theme parks and the beautiful islands of Cozumel and Isla Mujeres. In addition to those listed they both offer many great snorkeling, fishing, diving and party boat excursions as well as zip lines and other more adventurous activities. You can learn all you need to know about a day trip to Xel-Ha (one of the Xcaret theme parks) here.
 GOPR0173
Sayulita

Best Weather
Puerto Vallarta

This is another one that we found difficult to decide as they both boast perfect weather depending on what time of year you visit. Ultimately we went with Puerto Vallarta simply because the humidity and rainfall tend to be a little less than in

Best Scenery
Tie

Definitely a toss-up for us. Puerto Vallarta has the mountains whereas Playa del Carmen is as flat as a pancake but then Playa has the turquoise waters and powder white sand whereas the water and sand in PV is a little less spectacular. They both have blue skies and palm trees along with tropical flora and fauna so when you lay it all out it really is tough to decide…so we didn’t.

Best For Markets
Puerto Vallarta

With the old town market along the river plus the Zapata food market and the weekend craft and farmers markets Playa del Carmen is no match for Puerto Vallarta in this category.

 Playing-tourist-in-PV-25
Yelapa, Mexico

Best For Sunsets
Puerto Vallarta

Puerto Vallarta beaches and the malecon boast a front row seat for spectacular sunsets as they face West whereas Playa beaches face Southeast.

Sunset-in-Puerto-Vallarta
Puerto Vallarta sunset

It looks like for us at least Puerto Vallarta wins by a small margin which is actually a bit of a surprise to me. This was my first visit to Puerto Vallarta as I had always been pulled by the lure of the exotic Caribbean and had therefore just assumed I would prefer Playa del Carmen. Creating this comparison really opened my eyes to how much I’d been missing by making assumptions and dismissing the Pacific coast of Mexico…I guess that’s what travel is really all about.
We’d love to hear your opinions on this debate. Playa del Carmen or Puerto Vallarta; what is your pick and why?
Friday, June 27, 2014

Sector vivienda requiere más crédito de los bancos


Sector vivienda requiere más crédito de los bancos

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El representante de la Asociación de Bancos de México (ABM), Isidoro Sánchez Espejel, aseguró que hacen falta alrededor de 20 mil millones de pesos adicionales en créditos para satisfacer las necesidades del sector vivienda.
Luego de participar en el XXVII Encuentro Nacional de Vivienda de la Canadevi, comentó que en la actualidad la banca otorga a las constructoras cerca de 50 mil millones de pesos, pero se requieren cerca de 70 mil millones de pesos.
"Calculamos que hacen falta 20 mil millones de pesos más para la construcción de vivienda, en función de lo que el mercado demanda, ese es el número que nosotros vemos; si hay que recomponer varias cosas", afirmó.
Sin embargo, comentó que los desarrolladores tienen que volver a aportar capital, entregar garantías, además de regresar a un esquema básico para un financiamiento sano.
En su opinión, el recorte de las tasas de fondeo del Banco de México (Banxico) no se reflejará en un decremento en las tasas de interés de créditos hipotecarios, debido a que ya no hay margen para que vayan a la baja.
El vicepresidente del Comité Hipotecario de la Asociación Mexicana de Entidades Financieras Especializadas (AMFE), Samuel Suchowhiecky Cohen, comentó que lo ocurrido el año pasado con tres de las grandes vivienderas del país afectó de algún modo a las instituciones bancarias.
"Todos los bancos importantes que prestan al sector vivienda han sido afectados por el tema de las tres grandes empresas, pero saben distinguir entre el diferente tamaño de las compañías que viene con una mejor capitalización y esquemas más saludables", precisó.

 http://www.metroscubicos.com/articulo/consejos/2014/06/19/sector-vivienda-requiere-mas-credito-de-los-bancos
Tuesday, June 24, 2014

Plantas de interior que limpian el aire

Editorial Metros Cúbicos
| Editorial Metroscubicos
Sabemos que las plantas son indispensables para vivir pero ¿sabías que existen plantas que limpian el aire en lugares cerrados? Hace algunos años, la NASA presentó una lista de plantas que filtran los gases tóxicos y producen oxígeno, por lo tanto, ayudan a hacer más "habitable" cualquier sitio.
Su mantenimiento es sencillo y son altamente resistentes a condiciones poco favorables, sobreviven en sitios con poca luz y aire sucio debido al CO2 emitido por los seres humanos.
El estudio se basó en la interacción del hombre con el entorno, se midió la cantidad de oxígeno que emitían las plantas frente al dióxido de carbono exhalado, así como los diferentes químicos que podría haber en el ambiente como el benceno, un solvente común en los hogares, el tricloroetileno y los formaldehídos.
Los resultados
El siguiente listado incluye aquellas plantas que demostraron tener esta interesante cualidad de limpieza.
Palma de bambú (Chamaedorea seifrizzi): debe ponerse a la sombra o semi sombra, soporta bajas temperaturas y requiere humedad ambiental para evitar que se sequen sus puntas. Si está en un ambiente seco hay que vigilar las plagas de araña roja que la atacan.
Ficus o Laurel de la India (Ficus benjamina): necesita mucha luz pero nunca lo expongas directo al sol, no requiere humedad ambiental, solo rocía sus hojas con agua cuando lo riegues. Lo ideal es tenerlo a una temperatura de 13°C en invierno y en verano, máximo a 24°C. Se riega una vez cada ocho días en invierno y dos veces por semana en verano.
Yerbera (Gerbera jamesonii): es indiferente a la cantidad de luz que reciba, mientras más exposición, más flores. Desde estar en un ambiente con mucha humedad, entre 75% y 90%. Soporta  una temperatura máxima de 25°C.
Hiedra (Herdera helix): es una planta trepadora que crece rápido, por eso hay que tener cuidado y evitar que aumente mucho su tamaño porque empezará a invadir el espacio disponible. No hay que regarlas en exceso, necesitan un ambiente con temperatura entre 12°C y 20°C.
Crisantemo o Pomas o Margaritas de floristería (Chrysanthemus moriflolium): debe estar en un lugar claro y ventilado, necesita humedad porque sus flores se marchitan con rapidez.
Lengua de Suegra (Sansevieria trifasciata): vive en un ambiente seco por ello hay que evitar el riego en exceso, requiere luz moderada. La temperatura no puede bajar de 10°C.
Espatifilo o Calilla o Anturio Blanco o Cala Blanca (Spathiphyllum sp.): florece en verano, necesita riego frecuente y rociado de las hojas.
Dracaena Janet Craig (Dracaena deremensis): se riega cada 15 días en el periodo de crecimiento. Debe estar en semi sombra y la temperatura ambiente no debe bajar de los 10°C.
Dracaena Warneckii (Dracaena deremensis): es de clima cálido, la temperatura debe estar siempre entre los 15°C y los 26°C. Necesita un ambiente húmedo constante pero sin estancamiento de agua. Durante el invierno se riega solo para que la tierra no esté completamente seca.
Dracaena Marginata (Dracaena marginata): necesita humedad elevada y hay que cambiarla de maceta cada dos años.
Comparte ésta liga: http://www.metroscubicos.com/shrt/4FcdeLWQ
 http://www.metroscubicos.com/especiales/9/plantas-flores-y-jardin/decoracion-y-hogar/2013/04/01/plantas-de-interior-que-limpian-el-aire
Friday, June 20, 2014

Bancomer, Banamex y Banorte, mayores colocadores de crédito


Bancomer, Banamex y Banorte, mayores colocadores de crédito

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Los grupos financieros BBVA Bancomer, Banamex y Banorte dominan 57.8 por ciento de la cartera de crédito total del sector al primer trimestre de este año.
BBVA Bancomer concentra 25.5 por ciento, Banamex 16.7 por ciento y Banorte 15.6 por ciento, de un portafolio crediticio por dos billones 830 mil millones de pesos a marzo de 2014, de acuerdo con estadísticas de la Comisión Nacional Bancaria y de Valores (CNBV).
De ahí que la cartera de crédito total registró un crecimiento de 9.7 por ciento respecto a los dos billones 581 mil millones de pesos alcanzados en los primeros tres meses del año pasado.
El organismo regulador y supervisor detalla que dentro de la cartera comercial, el sector empresarial acumuló un billón 251 mil millones de pesos, lo que significó un 8.4 por ciento más anual y representó 44.2 por ciento de la cartera total.
En tanto, el crédito a entidades financieras fue 76 mil millones de pesos, 22.4 por ciento de incremento anual, conformando el 2.7 por ciento de la cartera total.
En tanto, que el saldo de la cartera de consumo ascendió a 582 mil millones de pesos, lo que significó un crecimiento anual de 10.9 por ciento y una participación de 20.6 por ciento de la cartera total.
Por su parte, los créditos para vivienda, representaron 18.6 por ciento de la cartera total y se incremento en 14.0 por ciento anual, al sumar 526 mil millones de pesos.
Sin embargo, este crecimiento de la cartera de crédito ha ido acompañado de un deterioro, toda vez que el Índice de Morosidad aumentó 0.76 puntos porcentuales, al pasar en el lapso de comparación de 2.42 a 3.18 por ciento.
El Índice de Morosidad (IMOR) es la cartera de crédito vencida como proporción de la cartera total y es uno de los indicadores más utilizados como medida de riesgo de una cartera crediticia.
La CNBV subraya que la cartera a empresas es la que registró el mayor incremento anual en este indicador con 1.48 puntos porcentuales más que en marzo de 2013, al pasar de 2.20 a 3.68 por ciento.
Mientras que los IMOR de los segmentos de entidades financieras y cartera gubernamental disminuyeron en 0.02 y 0.15 puntos porcentuales, respectivamente, en el último año.
Además de que el crédito al consumo alcanzó una morosidad de 4.13 por ciento, mayor en 0.22 puntos porcentuales, respecto a 3.91 por ciento observado a marzo de 2013.
El segmento de vivienda tuvo un IMOR de 3.73 por ciento con una diferencia positiva de 0.32 puntos porcentuales en comparación con el 3.42 por ciento registrado en el mismo periodo del año previo.
 http://www.metroscubicos.com/articulo/creditos/2014/06/11/bancomer-banamex-y-banorte-mayores-colocadores-de-credito

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Cross Border Investment / Hipotecaria CBI
Have you wanted to own a vacation or second home in Mexico but thought it was out of your reach? For the past several years, foreigners have been able to purchase properties in Mexico using a traditional mortgage! Cross Border Investment provides premium financial services in Mexico – including mortgage brokering and closing coordination. At CBI, we work with you to select the top loan for your needs and we shop for the best deals amongst our lenders. CBI offers 99% of the loans available – we are your link to the lowest interest rates and fees, as well as the smoothest closing. Contact us today, and let CBI make your dreams a reality! -------------------------- Hipotecaria CBI está orgulloso de ofrecer 99% de las opciones de hipotecas disponibles. Trabajamos con Ud. para seleccionar el crédito hipotecario más económico de acuerdo a sus necesidades y escogemos entre las mejores ofertas entre los prestamistas. Póngase en contacto con Hipotecaria CBI para informarse sobre cuál es el mejor crédito para usted.
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