Money magazine's 101 Ways to Build Wealth package offers blueprints for the different stages of your life on how to achieve real financial security. In tips #28 through #52, we offer advice for 35- to 44-year-olds.

When you're decades away from retirement, you can afford to take a few riskier bets in a small part of your portfolio. Three emerging trends worth your money:
28. Seek the financial frontier. Wish you'd invested in Chinese equities before they quadrupled in the past decade? Frontier funds, which invest in even less developed regions -- think Kuwait, Nigeria, and Vietnam -- "are like the emerging markets 10 or 15 years ago," says Harding Loevner analyst Babatunde Ojo.
Your best way in: a diversified fund like iShares MSCI Frontier Markets ET. (FM)
29. Ride the shale boom. Oil and gas production from shale deposits is "the most important energy innovation of the 21st century," says Mark Luschini at Janney Montgomery Scott.
That's no secret, so look beyond traditional energy giants. Halliburto (HAL, Fortune 500)is the largest provider of hydraulic fracturing services; railroads such as CS (CSX, Fortune 500)transport the oil after extraction. Both trade at P/Es under 11.
30. Favor new consumers. The old way to invest in the developing world: via a Western multinational active in China and India. Alas, these stocks also expose you to slow-growing Europe, plus many sport lofty P/Es.
A better way: Buy shares of smaller, local companies that cater to the rising consumer class. EGShares Emerging Markets Consumer (ECON) is a one-stop shop.
NEXT: Go for a smaller mortgage

 http://money.cnn.com/gallery/pf/2013/04/15/building-wealth-35-to-44.moneymag/index.html